Payment Policy

Effective Date: 15-04-2026

This Payment Policy outlines the terms and conditions related to payments made on Podiyo.in.

1. Accepted Payment Methods

Credit Cards (Visa, MasterCard, etc.)
Debit Cards
UPI (Google Pay, PhonePe, Paytm, etc.)
Net Banking
Wallets (if available)

2. Payment Gateway

All transactions are processed securely through trusted third-party payment gateways such as Cashfree. We do not store your sensitive payment details on our servers.

3. Payment Security

Your payment information is encrypted using secure technologies.
We follow industry-standard security practices to protect your data.

4. Order Confirmation

You will receive an order confirmation once the payment is successfully completed.
If payment fails, your order will not be processed.

5. Failed Transactions

If your payment fails but the amount is deducted, it will be refunded automatically by your bank or payment provider.
Refund timelines may vary depending on your bank.

6. Pricing & Currency

All prices are listed in Indian Rupees (INR).
Prices are subject to change without prior notice.

7. Fraud Prevention

We reserve the right to cancel any order if fraudulent activity is suspected or if payment verification fails.

8. Contact Us

Website: https://podiyo.in

Email: podiyoecom@gmail.com

Phone: +91 8921361332

By making a purchase on Podiyo.in, you agree to this Payment Policy.